All it takes is your wallet falling into the wrong hands. Have you ever lost your wallet? You can understand the panic. This makes it harder for people to find your personal information. LifeLock's Privacy Monitor lets you find and remove your personal information from these kinds of public websites and databases. But cyber criminals could have scarier intentions. Or maybe a business will use them to perform identity checks. Sometimes, people use these sites to reconnect with a friend or relative. They could include personal information like your name, address, phone number, age, and even family members. There are tons of people-search websites that act like a huge online directory. It just makes you aware so you can take steps to fix it. And once it is out there, LifeLock can't take it down. However, LifeLock cannot prevent your information from being sold and used. LifeLock also monitors the dark web and dark forums and notifies you if your information is found there. This could include your bank account passwords, credit card numbers, and Social Security number. This is where cyber criminals conduct illegal operations, including selling stolen personal information.
Within the depth of the internet exists the mysterious dark web. Just monitoring one credit report leaves a lot of holes for fraud to slip through. This means that you don't get comprehensive coverage unless you pay up for the most expensive plan. Only the highest tier plan monitors all three credit bureaus. However, at the basic and middle packages, you only get monitoring for one credit bureau. You'll get notified right away if anything is detected. LifeLock monitors your credit report for any suspicious activity and big changes. Their scans may miss issues with specific companies if they are not within the LifeLock network.īelow are the main features that LifeLock offers. Keep in mind: LifeLock does not do business with all banks, credit card companies, or financial institutions. However, it is the Vantage 3.0 score, not FICO. You may also request monthly credit scores from one credit bureau. It adds monitoring of bank account takeovers. The largest plan provides monitoring of all three credit bureaus. But it adds bank account and credit card monitoring. The mid-tier plan still only monitors one credit bureau. In addition to the basic features, LifeLock has four service tiers:Īs the cheapest plan available, this plan monitors one credit bureau and provides up to $25,000 reimbursement for stolen funds. Plans & PricingĬhecking and savings account application alerts Read on for a more detailed look at how LifeLock works. Issues with the guarantee - Some users reported that LifeLock rejected their 60-day money-back guarantee.Issues with claims - Delayed or rejected.So, LifeLock can seem useless since they advertise that they are scanning users' data on the internet to protect them. Delayed report or alert - Sometimes users are prompted first by their bank or by the credit bureau when fraud or identity theft is detected.Delayed customer service - Support staff often fail to follow up and solve user issues.It can help you resolve the issue and restore your record, and even reimburse lost money.Ĭustomers generally struggle with the following: If you do become a victim, LifeLock can help you put your life back together. This way, you can stop it before more damage occurs. It only detects and tells you if there's something suspicious. LifeLock doesn't actually prevent you from identity theft. It was founded in 2005 and is headquartered in Tempe, Arizona. LifeLock is an identity theft protection service. Security Measures You Can Do On Your Own.Is it worth the price and what exactly do you get? However, the service can get costly starting at $8.99 per month. Not only does LifeLock help protect you from these types of incidents, it also helps you recover if you do become a victim. This is just one of the thousands of security breaches each year. In 2017, over 147 million people had their personal information exposed during the Equifax hack. Helps handle reclaiming your identify and reimburses stolen funds but unlikely to prevent identity theft
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